FHA Loans
Rosa Chavarria
Mortgage Banker
NMLS #: 414535
110 East Boulevard #1500, Charlotte, NC 28203
About Rosa Chavarria
Rosa A. Chavarria has over 30 years of experience in mortgage banking. She has a bachelor's degree in educational studies from Belmont Abbey College. Rosa is very knowledgeable with down payment assistance programs in conventional and government mortgage loan products. She works with a full range of borrowers and especially enjoys working with first time homebuyers. Rosa ensures each homebuyer is comfortable with their new home purchase and they fully understand the mortgage transaction. Purchasing a home or refinancing your existing home can be very exciting but a bit stressful. Rosa's experience with the mortgage process allows her to guide you to the result you are looking for in a smooth and professional manner. As a Mortgage Banker, Rosa is always there to answer your questions and help to make your dream of homeownership come true.
Reach out to Rosa today to get started!
Reach out to Rosa today to get started!
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First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
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Try Our Mortgage CalculatorRecent Reviews
Excelente, Rosa Chavarria es excelente asesora y excepcional guía en todo el proceso
I’m truly grateful that I chose Rosa as my loan agent for our new home. Besides being an absolute professional, she is also a wonderful person. To her, a client is never just another file—they' someone with real-life experiences and challenges. She goes above and beyond to understand your situation and does everything she can to help.
Rosa makes sure you get a mortgage with the best possible terms, and she is extremely knowledgeable when it comes to down payment assistance programs. Her expertise and dedication made the entire process feel smooth, clear, and much less stressful.
Working with Rosa felt personal, supportive, and reassuring every step of the way. I highly recommend her to anyone looking for both professionalism and a truly caring approach.
I had an outstanding experience working with Rosa Chavarria and Anna Brown at SouthState Bank. From the very beginning of our journey, they went far beyond what we expected and truly made the entire process smooth and understandable.
Rosa, as a CRA Mortgage Banker, was incredibly knowledgeable, attentive, and supportive every step of the way. She consistently kept us informed, guided us through each stage, and made sure we always felt confident about what was happening. Her dedication, professionalism, and genuine commitment to helping us reach our goal truly stood out. It was clear that she was deeply invested in making sure everything moved forward successfully.
Anna, the underwriter, was absolutely exceptional. Her expertise, attention to detail, and determination played a crucial role in our process. At a moment when things seemed extremely difficult, she worked diligently to review and move everything forward, and thanks to her effort and persistence, what felt almost impossible for us became a reality. Her professionalism, efficiency, and problem-solving abilities made a tremendous difference, and we are incredibly grateful for the work she put into making everything come together.
Together, Rosa and Anna made an amazing team. Their experience, communication, and willingness to go above and beyond gave us so much confidence throughout the process. It’s rare to find professionals who are not only highly skilled but also truly kind, patient, and committed to their clients.
We are extremely grateful for their help and would highly recommend Rosa Chavarria and Anna Brown to anyone looking for trustworthy, knowledgeable, and dedicated professionals. Thank you both for making this such a positive and memorable experience!
