Certificates of Deposit

Funds placed in a certificate of deposit generally earn a higher rate of interest than typical savings accounts. The fixed rate of interest for the selected term length ensures a predictable path to meeting your savings goals.

Additionally, as an FDIC-insured Bank, funds held in a certificate of deposit are fully protected by federal deposit insurance up to $250,000 per depositor, per bank, for each ownership category.

A certificate of deposit is a type of savings account that pays a fixed rate of interest on money held for an agreed-upon period of time, often referred to as a "term."

Yes, SouthState offers multiple short and long-term options for CD maturity dates. Our most common term options are available to open online with additional terms available when opening a CD in a branch.