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Savings & CDs

Help For Where You’re Going

SouthState savings accounts and certificates of deposit (CDs) can help you plan for the tomorrow you want.

Most Popular

Personal Savings


Earn interest with our most popular way to save.

Premium Interest

Money Market


Keep convenient access while earning interest.

Health Savings

Health Savings Account


Use to pay for qualified medical expenses.

Long-Term Investment

Certificates of Deposit (CDs)


Lock-in interest and watch your money grow.
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Increase Your Savings When You Shop

With Round Up to Save®1every time you make a purchase with your debit card, we’ll round the amount up to the next dollar and transfer the difference from your checking account to your savings account – automatically.2 Then, at the end of the year, SouthState will match 2% of those savings, up to $250.2
 
Here’s what you need from SouthState to get started:
  • Checking Account with a Debit Card
  • ​Savings Account
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See What Our Customers Are Saying

We use SouthState for our business and they provide the highest level of service. They are quickly responsive to all our banking needs and everyone is incredibly kind and helpful.

Dawn - Leland, NC

Questions About Opening Your Account Online?

View All FAQs

Generally, it should take no longer than 10 minutes to complete an application online.

You will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to your name. If your application will include a Joint Signer, your Joint Signer will also need to supply this information.

You can fund your account through debit/credit card, an internal transfer using your existing SouthState account, or at a later time with Mobile Deposit, ATM deposits, or by visiting a branch. CDs are funded by ACH or internal transfer if customer is authenticated in online banking.

Yes. You may add a Joint Signer to your application. If your application includes a Joint Signer, your Joint Signer will also need to supply a Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to his or her name.

You must be at least 18 years of age or the age of majority in your state of residence. Minors aged 13-17 (or up to age of majority for state of residence), may open an account as a Joint Signer with parent(s) or guardian as the primary applicant.


Important Legal Disclosures and Information

  1. The Round Up to Save service is available for personal accounts only; Health Savings and Money Market accounts are ineligible. Round Up to Save® is a registered trademark of SouthState Bank, N.A.
  2. Does not apply to recurring debit card transactions.
  3. Credited to your savings account annually on the first business day of January. To receive the matching funds, checking and savings accounts must be open, in good standing and enrolled in the Round Up to Save Program at the time the matching funds are credited.

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